Medical & Fees Insurance
Medical and Fees insurance
If you are studying abroad in NZ, medical and fees insurance is compulsory as it protects your fees, covers your visits to doctors and hospitals and if something is lost or stolen. The school will automatically arrange a Protector Plan policy, which starts on the date you leave your home country and will finish when your student visa expires. The details of the policy are available on the website: https://www.scti.co.nz/international-student/
If you arrange your own insurance before you arrive, you must bring proof of this with you when you arrive at school and it must be translated into English.
If you use Southern Cross insurance, always save your receipts when you go to the doctor, hospital or pharmacy and bring them into the international office when you are better. The staff will help you make an insurance claim.
The New Zealand authorities advise that:
“International students must have appropriate and current medical and travel while studying in New Zealand”
“Health and Travel Insurance: Most students are not entitled to publicly funded health services while in New Zealand unless they are:
• a resident or citizen of Australia; or
• a national of the United Kingdom in New Zealand; or
• the holder of a temporary permit that is valid for two years or more.
• If, you do not belong to one of these special categories and you receive medical treatment during your visit, you will be liable for the full costs of that treatment. You must have insurance that will cover the cost of medical treatment in New Zealand for the duration of your stay in New Zealand. You must also obtain insurance to cover your travel to and from New Zealand”
• Full details on entitlements to publicly funded health services are available through the Ministry of Health, and can be viewed on their website at www.moh.govt.nz
The Accident Compensation Corporation provides accident insurance for all New Zealand citizens, residents and temporary visitors to New Zealand, but you may still be liable for all other medical and related costs. Further information can be viewed on the ACC website www.acc.co.nz